Privacy Policy

NBCS Central Cooperative Society

NBCS Central Cooperative Society (“NBCS”, “we”, “our”, or “us”) respects your privacy and is committed to protecting the personal information of our members, visitors, and users. This Privacy Policy explains how we collect, use, and protect your information when you visit our website or interact with our services.

1. Information We Collect

Personal Information

  • Name
  • Phone number
  • Email address
  • Address
  • Identity verification details (such as Aadhaar or PAN where required)
  • Financial or contribution details related to membership

Non-Personal Information

  • IP address
  • Browser type
  • Device information
  • Pages visited
  • Website usage data
When you visit our website, we may automatically collect this information to help improve website performance and user experience.

2. How We Use Your Information

  • To process membership applications
  • To provide cooperative financial services such as loans and contribution schemes
  • To communicate updates, announcements, and service information
  • To respond to inquiries and support requests
  • To improve website functionality and services
  • To comply with regulatory requirements under applicable cooperative laws

4. Data Security

We implement appropriate security measures to protect personal information from unauthorized access, misuse, or disclosure. While we strive to protect your information, no internet transmission or electronic storage system can be guaranteed to be completely secure.

5. Cookies and Website Tracking

Our website may use cookies or similar technologies to improve user experience, analyze website traffic, and optimize website performance. Users can choose to disable cookies through their browser settings.

6. Third-Party Links

Our website may contain links to third-party platforms such as Google Maps, WhatsApp, or social media platforms. NBCS is not responsible for the privacy practices of these external websites.

7. Member Responsibilities

Members are responsible for providing accurate information during membership registration and loan applications. NBCS reserves the right to verify information submitted through official documents and records.

8. Updates to This Privacy Policy

NBCS may update this Privacy Policy from time to time. Any changes will be posted on this page with the updated effective date.

9. Contact Information

NBCS Central Cooperative Society
📍 Valiyaparambil Building, Kothamangalam, Ernakulam, Kerala
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