Contributions · NBCS

Contributions

Savings Contribution

The Savings Contribution account provides a reliable method for increasing savings while maintaining financial flexibility. Members can deposit and withdraw funds as needed, making it a convenient option for everyday financial management.

⭐ 6% annual interest calculated on daily balance and credited quarterly. Suitable for pensioners, employees, homemakers, and small business owners.

Recurring Contribution (RC)

The Recurring Contribution scheme encourages systematic monthly savings and helps members achieve financial goals through consistent deposits. Members deposit a fixed amount every month and receive a lump sum maturity value at the end of the chosen period (1 to 3 years).

⭐ Contribution durations: 1–3 years. Interest rates: 12% (1yr), 13% (2yr), 14% (3yr).
Monthly (₹) 1 Year (12%) 2 Year (13%) 3 Year (14%)
1,00012,80927,53744,921
2,00025,61955,07489,882
5,00064,0471,37,6842,24,705
10,0001,28,0932,75,3684,49,411

Fixed Contribution (FC)

The Fixed Contribution scheme is designed for long-term financial stability and planned investment growth. Members invest a fixed amount for a selected duration and receive assured returns at maturity.

⭐ Interest rates: 11% (1yr), 12% (2yr), 13% (3yr).
Amount (₹) 1 Year (11%) 2 Year (12%) 3 Year (13%)
10,00011,10012,40013,900
50,00055,50062,00069,500
1,00,0001,11,0001,24,0001,39,000
5,00,0005,55,0006,20,0006,95,000

Daily Contribution (DC)

The Daily Contribution scheme is designed for individuals and small entrepreneurs who prefer saving small amounts daily. By depositing a small amount each day, members can gradually build a significant financial reserve.

⭐ Promotes consistent savings habits. Maturity after 365 days.
Daily (₹) 365 Days Maturity
20075,928
3001,13,892
5001,89,820
1,0003,79,640
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